Ask any experienced traveler if they buy insurance for their trip and chances are you will get a mixed bag of responses. Some travelers buy insurance for every trip no matter the distance, duration or importance of their flight. Others never buy insurance and prefer to take the odds that nothing will happen on their trip. No matter what side of the fence you fall on, getting insurance for your trip is a good idea for more than a few reasons.
- Protect Your Trip: Airlines will let you buy insurance for your flight in the case that you can’t make it. Since many people book flights weeks and months in advance, they don’t always know for sure if they can make it. Should a medical emergency or something similar come up, the insurance purchased may cover the full, or partial, cost of the flight. It is important to note that many airlines have very specific guidelines as to what will be eligible for a refund, so be sure to read those before purchasing insurance for your flight.
- Save Your Luggage: Another great reason to buy insurance is to get the piece of mind that if your luggage is lost, you will have some recourse. Not everyone has the money to replenish their Talbots wardrobe, so in the event that your luggage or suitcase gets lost, the insurance covering your trip will give you some sort of compensation. It may not be the perfect scenario, but it sure beats nothing at all.
- Overall Peace of Mind: While it is impossible to tangibly identify what peace of mind is worth, having one less thing to worry about is something that every traveler can appreciate. Getting insurance for your trip is one way to make your pre-flight checklist a little bit shorter, and that should take a load off of your mind as you travel.
Insurance is the one thing you can live without until something goes wrong. Next time you are planning on taking a trip, no matter how long or short, consider getting some sort of trip insurance to protect you from life’s randomness that could potentially spoil your getaway.
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