Travel insurance is one of those ‘do I, or don’t I’ situations that many people shrug off when booking their flight abroad. But whether you’re planning to visit a beach resort in Dubai or Disney Land in the United States. Family travel insurance can be very handy in unexpected situations that are out of your control and could put you out of pocket. Depending on what company you buy your travel insurance from and what plan you choose, you will be covered for different situations.
In this article, we look at three types of family travel insurance plans from HCC Medical Insurance Services – their single-parent plan, families with children plan and their extended family plan – and why it is important for you to cover your family when going on a trip outside of your home country.
Families with Children
Choosing this plan will cover any unplanned visits – for your or your children – to the emergency room for injuries, as well as any illnesses they may pick up while out and about. Emergency room visits can be very expensive. Meaning you could end up spending a majority of your spending money if you end up visiting the hospital.
If you are a single parent taking your children away on holiday by yourself. There are always risks of something happening not only to your children. but to yourself too. Meaning you need to have a plan in place to protect and look after your children if you cannot. Some single-parent plans will not only cover most illnesses should you be hospitalized. But they will cover your minor children’s return trip home so that they are not left unattended while you receive the care you need. If you need a family member brought to you following a covered medical evacuation. Some plans will cover the travel costs of a relative to your location.
If you’re planning a trip with your children and your sister’s (or brother’s) children, there’s no need to worry with extended family plans that will cover everyone you are taking with you. With everyone traveling with protection, there will be no need to panic if something goes wrong. Or if you end up at the emergency room with your sister’s little one.
Many plans do not cover any treatment outside of the country of origin, meaning if you are planning a trip abroad you could get stuck. Be sure to look at a variety of different plans. What they cover and where you can be covered in order to keep you and you and your family safe no matter where you decide to go on vacation.